Well what do we have here? The pre-paid cash card, what is that? It is a card or cash? That is card with money sound like same with credit card. However, different between these two cards is paying cash period where paying before transaction was made and paying after transaction was made respectively but the similarity between this two is they both are card.
In Malaysia the pre-paid cash card is the Touch ‘n Go which under Touch ‘n Go Sdn Bhd (formerly know as Rangkaian Segar Sdn. Bhd.). This Touch ‘n Go card is an electronic card where uses to pass a toll in any highway in Malaysia just a simple touch to pay the toll and continue the journey. Moreover, this card also can be use in major public transport in Klang Valley only and also can pay the car park fees by using this card also but with specific places such KLIA. For more information you log on to this website for more information http://www.touchngo.com.my/WhatTNG_WhereToUse.html
However, Touch ‘n Go only for Malaysia but how about other country? Let me introduce the Octopus which under Octopus Card Limited in Hong Kong and it is now world’s leading the contactless smart card system because of the superior operation and continuous innovations and earning a global reputation. Because of those factor brings more convenience to citizen in Hong Kong. This is the link which this company been awarded http://www.octopus.com.hk/awards/en/index.jsp
For more information about Octopus here the link for you to visit http://www.octopuscards.com/corporate/aboutus/en/index.jsp
Saturday, July 4, 2009
Mobile payment systems in Malaysia: its potentials and consumers' adoption strategies.
In Today news seldom hear people using phone to make payment because most of the people are using the Internet such as e-banking. However, has anyone know or hear about the mobile money? Is it mobile money is pre-paid card? Now let introduce you the mobile money also know as MM wallet.
Mobile Money is a PIN-based Mobile Payment Solution created by Mobile Money International Sdn Bhd where this service is tries to replace the limitation of cash, credit card and cheque. Moreover, this service provide easy and simple step to make payment via SMS (Short Messaging Service) to give more freedom to the user to make any payment for the goods and services at anytime and anywhere the user like.
However, this service very limited in Malaysia due to no much merchants using this kind of services but this company think this might be a niche market for the future is because this might be benefit to merchants if apply this kind of services such can sell to anyone, anywhere at anytime so the merchant no need to open shop to wait customer come and make the customer find them. Another benefits are no minimum monthly transaction, no rental fee, no merchant account required and also super low transaction fee at 1.5% some more the safe and secure where no need to worry the fraud case of paying cash, cheque, and credit card.
By the way, the mobile user is keep increasing in Malaysia maybe one person at least have one or two hand phone(s) so it might be chances of business might be increase so you might think to join this kind of business so for more information about mobile money please go this website to know about it http://www.mobile-money.com/
Mobile Money is a PIN-based Mobile Payment Solution created by Mobile Money International Sdn Bhd where this service is tries to replace the limitation of cash, credit card and cheque. Moreover, this service provide easy and simple step to make payment via SMS (Short Messaging Service) to give more freedom to the user to make any payment for the goods and services at anytime and anywhere the user like.
However, this service very limited in Malaysia due to no much merchants using this kind of services but this company think this might be a niche market for the future is because this might be benefit to merchants if apply this kind of services such can sell to anyone, anywhere at anytime so the merchant no need to open shop to wait customer come and make the customer find them. Another benefits are no minimum monthly transaction, no rental fee, no merchant account required and also super low transaction fee at 1.5% some more the safe and secure where no need to worry the fraud case of paying cash, cheque, and credit card.
By the way, the mobile user is keep increasing in Malaysia maybe one person at least have one or two hand phone(s) so it might be chances of business might be increase so you might think to join this kind of business so for more information about mobile money please go this website to know about it http://www.mobile-money.com/
Friday, July 3, 2009
Credit Card debts: Causes and Prevention
Nowadays, people are more likely to use credit card to pay for their expenses rather than cash. Most of them today are using credit card to purchase everything. In other words, people like to use future money (credit card) as they do not have enough cash on their hand. Thus, credit card debts are the major cause of bankruptcy each of the year. This is because the people are never realized of its consequences from financial and non financial perspective.
CAUSES of Credit Card Debts
1. Financial illiteracy
Many people don't understand how money works and grows, how t save and invest for a rainy day, or even why they should balance their checkbook. The school don't teach it, your parent may not have sat you down and explained it, but it doesn't matter. You are responsible for your money and your life anyway. Financial mistakes are increasingly expensive and complicated to resolve.
2.Under-employment
People who experienced under employment may continue to think of it as only temporary or if they are coming off unemployment feel a false sense of relief. Yes, you deserve a break, but this is not the time. Get those expenses in line with your current income. Down the road if you increase your income due to more hours, a second job, or a better job, then is the time to start adding in some of the previous spending before you became unemployment.
3.Poor Money Management
A monthly spending plan is essentials. Without one you have no ideas where your money is going. You maybe spending hundreds of dollars unnecessary each month and end up having to charge purchases on which you should have spent the money. Planning is no more difficult than write down your expenses and income and reconciling the two. You will be surprise at how powerful you'll fell when you are making thoughtful decisions about where and when to spend your money.
PREVENTION of Credit Card Debts
1.Credit counseling and debt settlement
Each help clients by educating them in ways to get out of debts and stay that way, but the approaches are significantly different. The objectives of credit counseling is to pay off debts in full by negotiating lower interest rates, while debt companies pay off debts fast by negotiating reductions in the amount owed.
2.Choose a credit card that offer lowest interest rate
Photocopy the credit card offer, including the interest rate and terms. Create a letter to your credit card company/companies stating that you are thinking of switching to their competition because they are a far more reasonable interest rate. Credit card companies do not want to lose your business. Nine times out ten they will match or even offer a lower rate than the competition have offer.
3.Manage your finances
Starting with a strategy will help you keep on track before you ever even pull out the credit card. Determining your monthly income and needed expenses. As part of these monthly expenses, figure in 5-10% of your income to set aside for emergencies, long range savings such as retirement account and short term savings. If you have some savings then you avoid to put large amount of debt on a credit card in times of crisis.
CAUSES of Credit Card Debts
1. Financial illiteracy
Many people don't understand how money works and grows, how t save and invest for a rainy day, or even why they should balance their checkbook. The school don't teach it, your parent may not have sat you down and explained it, but it doesn't matter. You are responsible for your money and your life anyway. Financial mistakes are increasingly expensive and complicated to resolve.
2.Under-employment
People who experienced under employment may continue to think of it as only temporary or if they are coming off unemployment feel a false sense of relief. Yes, you deserve a break, but this is not the time. Get those expenses in line with your current income. Down the road if you increase your income due to more hours, a second job, or a better job, then is the time to start adding in some of the previous spending before you became unemployment.
3.Poor Money Management
A monthly spending plan is essentials. Without one you have no ideas where your money is going. You maybe spending hundreds of dollars unnecessary each month and end up having to charge purchases on which you should have spent the money. Planning is no more difficult than write down your expenses and income and reconciling the two. You will be surprise at how powerful you'll fell when you are making thoughtful decisions about where and when to spend your money.
PREVENTION of Credit Card Debts
1.Credit counseling and debt settlement
Each help clients by educating them in ways to get out of debts and stay that way, but the approaches are significantly different. The objectives of credit counseling is to pay off debts in full by negotiating lower interest rates, while debt companies pay off debts fast by negotiating reductions in the amount owed.
2.Choose a credit card that offer lowest interest rate
Photocopy the credit card offer, including the interest rate and terms. Create a letter to your credit card company/companies stating that you are thinking of switching to their competition because they are a far more reasonable interest rate. Credit card companies do not want to lose your business. Nine times out ten they will match or even offer a lower rate than the competition have offer.
3.Manage your finances
Starting with a strategy will help you keep on track before you ever even pull out the credit card. Determining your monthly income and needed expenses. As part of these monthly expenses, figure in 5-10% of your income to set aside for emergencies, long range savings such as retirement account and short term savings. If you have some savings then you avoid to put large amount of debt on a credit card in times of crisis.
Saturday, June 27, 2009
The application of 3rd party certification programme in Malaysia
Well today we going to talk about the application 3rd party certification programme in Malaysia, but who is the 3rd party? That is VeriSign who is the provider of internet infrastructure services for networked world and also help business and consumer engage in trusted communication and commerce.
Now the question is “who is the provider VeriSign services?” that is MSC Trustgate.com Sdn. Bhd. who have the agreement with VeriSign to resell the VeriSign® Identity Protection (VIP) and VeriSign® Unified Authentication Services to businesses to increase the protection for online identities of their customer. However, MSC Trustgate was incorporated in 1999 and has been joining VeriSign since 2000 focus on reselling the VeriSign services. Their vision is “To enable organizations to conduct their business securely over the Internet, as much as what they have been enjoying in the physical world.” To know more about MSC Trustgate Sdn. Bhd. please visit this website http://www.msctrustgate.com/about_us.htm
"MSC Trustgate has proven to be a strong partner in security and trust services for individuals, enterprises, government and e-commerce organisations in Malaysia," said Ed Elliff, Director of Identity and Authentication Services, VeriSign Asia Pacific. "We believe it has the reputation to successfully extend our range of identity and authentication services in the Malaysian market."
Sources: VeriSign Extends Partnership with MSC Trustgate to Deliver Identity and Authentication Services in Malaysia (2008) Retrieved June 27, 2009, from http://www.verisign.co.nz/press/2008/20081020.html
What we going to do to have a VeriSign Service? Just copy and patse a small line of code to webpage then will show up the VeriSign Secured Seal picture at the webpage.
For more information you can visit this website to guide you http://www.msctrustgate.com/support/FAQSecSeal.htm
Friday, June 26, 2009
The way to safeguard our personal and financial data
In today’s world, people are largely dependent on computers and internet. Most of them are relying on online database to save and manage their personal information and also doing online financial transaction to make their life easier. However, information that transmitted over the internet has higher security risk as compared to internal networks. As the criminal become smarter and become more advanced day after day, therefore identity thefts are increasing with various techniques to steal identity from targets. In year 2003, there are 9.9 million people were victims of identity theft. Hence, in order to protect our personal and financial data, there are some tips for you to safeguard your data for being stolen.
Some of the tips to safeguard our privacy data
1. Install and update anti-virus program and use a firewall. In order to protect our computer from 
being attack by viruses and Trojan horses which may steal and modify the data in our computer, we should use an anti-virus program such as Karpersky, Avira AntiVir, Norton and etc. However, a firewall is a system designed to prevent unauthorized access to or from a private network. It considered as the first line of defense in protecting private information. We must keep our anti-virus program up to date for well protection.
2. Use anti-spyware and regularly scan computer for spyware. Anti-spyware is designed to prevent and detect unwanted and harmful spyware program and romove them from computer once detected. There are some anti-spyware softwares available including Sunbelt Software, TrendMicro and etc.
3. Use a strong password for sensitive files. The passwords which are related to any of our personal information such as date of birth, contact number, identity card number and etc is not encourage using as the password number. A strong password is more than 12 words and it consists of digit (0-9), alphabetic (a-z) and also some special character (@, ^, *, -, _, #).
4. Limit physical access. We should store our sensitive and confidential information in a physically secured device and allow only authorized users access and monitor to it.
5. Restrict network or shared access. We must not allow anyone access to confidential data unless needed. As we limit the authority to access to the confidential data, it also reduces the risk of both accidental and malicious exposure.
6. Encrypt stored sensitive and confidential data. All sensitive and confidential must be encrypted. Data can be protected by encrypting the entire storage drive or a portion selected by us, such as folder or individual files.
source from:
1.http://finance.yahoo.com/banking-budgeting/article/103893/Six-Ways-to-Safeguard-Your-Online-Assets
Thursday, June 25, 2009
Phishing: Examples and its prevention methods
Phishing is a technique used by perpetrator to acquire sensitive personal data or private information by sending fraudulent e-mail which appears to be a mail from legitimate businesses with a justifiable request. These authentic-looking-messages are designed to fool recipients into revealing personal data and information such as account number, username, passwords, credit card numbers and so on. The user of Paypal, eBay, Lelong.com and online banking is the common target. Therefore, once the recipient clicks on the link provided in the fraudulent e-mail, it will directly take he/she to the fake website to let the recipient to enter their personal data.
Example of phishing:
1. This is a fraudulent email targeted on eBay users.
2. Example of fraudulent e-mail from Maybank
3. phishing example targeted on paypal user
Preventive method:
There are some tips to avoid being the victim of phishing scams:
Example of phishing:
1. This is a fraudulent email targeted on eBay users.
2. Example of fraudulent e-mail from Maybank
3. phishing example targeted on paypal user
Preventive method:
There are some tips to avoid being the victim of phishing scams:
- Before submitting personal information or financial information through a website, look
for the "lock" icon on the browser's status bar. If there is a "lock" icon, it means the information is secured during transmission. - Be cautious of email asking for updating personal information. Never ever click on the link within the text of the e-mail which ask us to update our personal data unless recipient has confirm his/her billing information.
- If the recipient is unsure whether the e-mail is true, he/she can directly contact the particular company to answer the doubts.
- If the recipient has unknowingly disclose their personal or financial information, they should contact the particular company or bank immediately.
- Lastly, any suspicious e-mail can be forwarded to uce@ftc.gov to complaint about the fraudulent e-mail at www.ftc.gov.
Wednesday, June 24, 2009
The treat of online security: How safe is our data?
Electronic transactions and Web sites create business risks. Criminals around the world are stealing credit card information, bank account and other personal information in greater numbers than ever before. Thus, an E-commerce security consisting of multiple layers of defense is needed. There are two types of attacks - nontechnical and technical.
Non-technical attacks is an attack that uses chicanery to trick people into revealing sensitive information of performing actions that compromise the security of a network. Examples of non-technical attacks are pretexting and social engineering.
In contrast, software and systems knowledge are used to perpetrate technical attacks. A computer worm is an example of a technical attack. Hackers often use several software tools readily and freely available over the Internet and study hacker and security websites to learn vulnerabilities.
Malicious code: viruses, worms, and trojan horse
Malicious sometimes referred to as malware( for malicious software), it is classified by how it propagates( spread).
Non-technical attacks is an attack that uses chicanery to trick people into revealing sensitive information of performing actions that compromise the security of a network. Examples of non-technical attacks are pretexting and social engineering.
In contrast, software and systems knowledge are used to perpetrate technical attacks. A computer worm is an example of a technical attack. Hackers often use several software tools readily and freely available over the Internet and study hacker and security websites to learn vulnerabilities.
Malicious code: viruses, worms, and trojan horse
Malicious sometimes referred to as malware( for malicious software), it is classified by how it propagates( spread).
- virus: a piece of software code that inserts itself into a host, including the operating systems; running its host program activates the virus. A virus have two types of components. First, it has a propagation mechanism by which it spreads. Second, it has a payload that refers to what the virus does once it is executed. Some of the viruses simply infect and spread but some of others do substantial damage such as deleting the files or corrupting the hard drive.
- worm: a software program that runs independently, consuming the resources if its host in order to maintain itself, that is capable of propagating a complete working version of itself to another machine. Worms consist of a set of common base elements such as a warhead, a propagation engine, a payload, a target selection algorithm, and a scanning engine. The entire process takes seconds or less, which is why a worm can spread to thousands of machines.
- trojan horse: a program that appears to have a function but that contains a hidden function that presents a security risks. There are many types of Trojan horse programs. Basically, Trojan horse has two parts which is a server and a client. The server is the program that runs on the computer under attack while the client program is the program used by the person perpetrating the attack.
Saturday, June 20, 2009
An example of an E-commerce success
Example of Success in E-Commerce, this topic which will come in mind is the company like EBay and Amazon.com. Those are recently most popular e-commerce website but sometime I wondering is Domino’s is an example of success of the e-commerce?
The answer is yes, which I found out that the Domino’s pizza win the competitor Pizza Hut with the online order service in UK which the Pizza Hut did not offer this kind of service in the pass.
Moreover, the technology revolution and globalization, the growth of the high speed in broadband so the customer serve the web faster and can place an order online. Domino’s find out that placing order online is faster then phone order which 45 and 90 seconds respectively. Some more, the web page design is friendly user and makes it “fast, easy and intuitive”. So because of those the online order is easy to use and completely focused.
However, the Domino’s pizza also implements the m-commerce and they think this have the potential to increase the sales due to 12% of people placing order through mobile phone.
The following is the Domino’s e-commerce milestones
1997 first interactive pizza delivery completed in Cardiff through YesTV
July 1999 signs deal with Open
Sept 1999 launches Open interactive service
Nov 1999 rolls out online pizza-ordering service
July 2000 Telewest and Cable & Wireless (ntl) launch interactive TV (iTV)
Sept 2000 Domino’s airs the first fully transactional iTVad
2000 iTV makes up 80 per cent of e-commerce the remainder being Internet
2004 Internet makes up 80 per cent of e-commerce the rest is iTV
2005 e-commerce net sales reach £13.9 million. 70 per cent up on 2004 and make up 10.4 percent of a of all delivered sales in the UK (excluding carry-out)
2006 mobile commerce service launches on Reporo [1]
Some part of the Domino’s pizza profit in 2007 is contributed by e-commerce and drive sales up by 36.3 per cent. [2]
In conclusion Domino’s pizza is success example of e-commerce and always sold on speed which promises will send u a pizza in 30 minute so don’t forget when u hungry go Domino’s because Domino’s terminate your hunger!
So remember to order your pizza online at this link
http://www.dominos.com.my/index.html
Reference
1. Susie Harwood. (2006, June). Domino's delivers through digital. Revolution,40-42. Retrieved June 20, 2009, from ABI/INFORM Global database. (Document ID: 1066701041).
2. Domino's gains from broadband and digital. (2007, February). Precision Marketing,5. Retrieved June 20, 2009, from ABI/INFORM Global database. (Document ID: 1223235941).
The answer is yes, which I found out that the Domino’s pizza win the competitor Pizza Hut with the online order service in UK which the Pizza Hut did not offer this kind of service in the pass.
Moreover, the technology revolution and globalization, the growth of the high speed in broadband so the customer serve the web faster and can place an order online. Domino’s find out that placing order online is faster then phone order which 45 and 90 seconds respectively. Some more, the web page design is friendly user and makes it “fast, easy and intuitive”. So because of those the online order is easy to use and completely focused.
However, the Domino’s pizza also implements the m-commerce and they think this have the potential to increase the sales due to 12% of people placing order through mobile phone.
The following is the Domino’s e-commerce milestones
1997 first interactive pizza delivery completed in Cardiff through YesTV
July 1999 signs deal with Open
Sept 1999 launches Open interactive service
Nov 1999 rolls out online pizza-ordering service
July 2000 Telewest and Cable & Wireless (ntl) launch interactive TV (iTV)
Sept 2000 Domino’s airs the first fully transactional iTVad
2000 iTV makes up 80 per cent of e-commerce the remainder being Internet
2004 Internet makes up 80 per cent of e-commerce the rest is iTV
2005 e-commerce net sales reach £13.9 million. 70 per cent up on 2004 and make up 10.4 percent of a of all delivered sales in the UK (excluding carry-out)
2006 mobile commerce service launches on Reporo [1]
Some part of the Domino’s pizza profit in 2007 is contributed by e-commerce and drive sales up by 36.3 per cent. [2]
In conclusion Domino’s pizza is success example of e-commerce and always sold on speed which promises will send u a pizza in 30 minute so don’t forget when u hungry go Domino’s because Domino’s terminate your hunger!
So remember to order your pizza online at this link
http://www.dominos.com.my/index.html
Reference
1. Susie Harwood. (2006, June). Domino's delivers through digital. Revolution,40-42. Retrieved June 20, 2009, from ABI/INFORM Global database. (Document ID: 1066701041).
2. Domino's gains from broadband and digital. (2007, February). Precision Marketing,5. Retrieved June 20, 2009, from ABI/INFORM Global database. (Document ID: 1223235941).
Thursday, June 18, 2009
Revenue Model for Google, Amazon.com and eBay
Every business needs the specific business model to generate revenue to sustain itself. All of these business models must specify their revenue model that describes on how the company will earn revenue. For your information, there are several revenue models in this information technology business environment which are sales, transaction fees, subscription fees, advertising fees, affiliate fees, and some other revenue sources.
Google
The main source of Google’s revenue is from advertising. Google earns most of the revenue through two advertising programs which are Google Adwords and Google Adsense. Google Adwords is a pay-per-click (PPC) advertising program which targeted for both text and banner advertisement. The payment of Google Adwords is based on qualifying click-through. It allows the advertisers to present their advertisements to people at the moment they are looking for information which related to what the advertiser has offered. On the other side, Google Adsense is an ad serving program which allows web advertisers to enroll text, image, and video advertisement in Google’s search results and other Google related websites. The revenue is generated on a per-click or per-thousand-ads-displayed basis and the ads are administered by Google. In addition, Google also using affiliate revenue model to generate income as it provides a highlighted web address or images that link to another website.
eBay
eBay is an online auction and shopping website which allow everyone sell and buy products online. This means that the participants bid for the products over the internet. eBay has various revenue models in generate its revenue, but the majority revenue is earned from the transaction fees revenue models. Other than the e-auction, eBay also own the Paypal and Skype which help it to generate additional revenue other than the e-auction.
Amazon.com
Amazon.com is a completely e-commerce company which is a retail merchant that operates solely over the web and it is also known as one of the first major companies to sell goods through internet. It is different from eBay because Amazon owned its inventories and constitute sales in its website. Other than operates retail websites, it also provides programs that enable third party the opportunity to sell their products on its web sites worldwide. The revenue earned by Amazon is mostly based on the sales revenue model.
In conclusion, three of these companies are using different revenue models in generating their revenue, moreover have successfully earned a large amount of money. However, in my opinion, I think Google is earning the most revenue as compare to the other two companies, this is because of Google not only generate its revenue from advertising and affiliation, but it also using other methods.
Wednesday, June 17, 2009
example of an E-comm failure and its causes
the failure E-comm example that we choose is the DrKoop.com. DrKoop.com was launched in July 1998 by Donald W.Hackett and John F.Zaccaro wiht $6million from Superior Consultant Company Inc, a healthcare IT firm in Bloomfield,Michigan. DrKoop.com was a leading global healthcare Network which provide measurable value to individual world wide.
Its mission was to empower consumers with the information and resources they need to become active participants in the management of their own health. Koop owned a famous face before co-founding an Internet company and, indeed, before the Web even exists.
During 1998, the operating revenues notched just $43,000, but that didn't keep the company from going public in June 1999. Subsequently, DrKoop's business plan rested on advertising and in 1999, there were not enoguh of healthcare advertisers to support it and there are many others healthcare dot-com trolling for ad buyers.
Besides that, DrKoop.com failed to achieve complete success and are unable to face the challenges in market via Internet. According to their unimpressive and non-persuaded marketing capacity as well as other weaknesses, they failed to achieve the success and turn into bankrupt. DrKoop.com, the medical information Website taht was once valued at over $1billion, was sold to a Florida company for $186,000 in cash term.
Other than that, their shares sold to the public in June 1999, rose to $45.75 three years ago before it falling with the collapse if the Internet Stock Bubbles. There are several reasons why the DrKoop.com failed:
Its mission was to empower consumers with the information and resources they need to become active participants in the management of their own health. Koop owned a famous face before co-founding an Internet company and, indeed, before the Web even exists.
During 1998, the operating revenues notched just $43,000, but that didn't keep the company from going public in June 1999. Subsequently, DrKoop's business plan rested on advertising and in 1999, there were not enoguh of healthcare advertisers to support it and there are many others healthcare dot-com trolling for ad buyers.
Besides that, DrKoop.com failed to achieve complete success and are unable to face the challenges in market via Internet. According to their unimpressive and non-persuaded marketing capacity as well as other weaknesses, they failed to achieve the success and turn into bankrupt. DrKoop.com, the medical information Website taht was once valued at over $1billion, was sold to a Florida company for $186,000 in cash term.
Other than that, their shares sold to the public in June 1999, rose to $45.75 three years ago before it falling with the collapse if the Internet Stock Bubbles. There are several reasons why the DrKoop.com failed:
- company sank into a cash crisis for the trademark, websites and others.
- DrKoop.com didn't realized the goal of the health-care industry.
- consumers need more confidence to while DrKoop.com is unable to build the trust and the brand valuesassociated with name to the consumers via Internet.
- DrKoop.com is the target of several calss-actions lawsuits.
The history and evolution of E-commerce
The evolution of E-commerce can be attributed to a combination of a regulatory reform and technological innovation. Through Internet which played an important role in the evolution appeared in the late 1960s, E-commerce now took off with the arrival of the World Wide Web and the browsers in the 1990s.
E-commerce were first developed in the early 1970s with innovations like:
E-commerce were first developed in the early 1970s with innovations like:
- electronic funds transfer(EFT): - funds can be routed electronically from one organization to another.
- electronic data interchange(EDI): - used to electronically transfer routine documents, that expanded electronic transfer from financial transactions to other types of transaction processing.
- interorganizational system(IOS): - a system which allows the flow of information to be automated between organizations in order to reach a desired supply-chain management system, which enables the development of competitive organizations.
In the year of 1984, EDI or electronic data interchange, was standardized through ASC X12. This action guaranteed that companies would be able to complete transaction with another reliability. While in the year 1992, computers serve offer online retails products to its customers. This give the people the 1st chance to buy things off their computers. Netscape arrived in the year 1994 and it provide users a simple browser to surf the internet and a safe online transaction technology called Secure Sockets Layers. Following by the year of 1995, the two of the biggest name inE-commerce are launched which are Amazon.com and eBay.com. Digital Subscriber Line(DSL) provide fast and always-On internet service to subscribers accross to California。 This prompt people to spend more time and money online in the year of 1998. During 1999, retails spending over the internet reaches $20billion according to Business.com. Finally, in 2000, the US government extended the moratorium on internet taxes until at least 2005.
Monday, June 15, 2009
Valentine's day?
Valentine's day is coming? i think not cause now is middle of the year which is June. However, let me introduce myself, my name is Valentine Tai Zh Khang but not birth at 14 of Feb and why I have this name I have no idea maybe u can ask my parents.
Anyway, I come from small state that full of history and memory building which is Red House and also the famous food is Chicken Rice Ball (sound not bad) let me introduce MALACCA (somewhere south part of west Malaysia).
Okay, now let's talk about the my hobbies, not so many hobbies i have like playing online game but recently i have give up that make me suffer and waste a lots of sleeping time so been FORCE to sleep in class hahaha...
Moreover, Playing Basketball is another hobbies I love cause every time I shoot it is "air ball" so no choice don't have any luck (rate of scoring 1 out of 100 !!!). Next hobby is listening music, I love listening Music like R&B and Classical music YEAH! Watching drama is another hobby I have which recently the Hong Kong Drama in ASTRO On Demand that was really nice. Lastly, the last hobby of mine I think (I have not idea how many hobby I have) is reading book especially text book (oh men! give me a break!)
The most websites I visit is the Wikipedia, Google, Pro quest, YouTube, Face book, Friendster, animesuki, gougou, sogou, and so on...(too many website I have visit can't remember well the web page name)
For the purpose of visit Wikipedia, Google, and Pro quest is to do research in certain area because those website is an important sources to provide information in certain area, for the Wikipedia the accuracy of the information might be some problem but the problem come from where I have not idea...
YouTube, face book, and Friendster are the most youngster (like me) like to visit website for purpose of socialize and watch some video at the YouTube for FREE and also learn how to solve the RUBIK Cube by watching those video post in the YouTube.
For animesuki, gougou, and sogou are the website for downloading the movie and music for FREE!
As a Conclusion, this is my introduction hope u enjoy our blogs and we will bring u more about the e-commerce topic in future.
Anyway, I come from small state that full of history and memory building which is Red House and also the famous food is Chicken Rice Ball (sound not bad) let me introduce MALACCA (somewhere south part of west Malaysia).
Okay, now let's talk about the my hobbies, not so many hobbies i have like playing online game but recently i have give up that make me suffer and waste a lots of sleeping time so been FORCE to sleep in class hahaha...
Moreover, Playing Basketball is another hobbies I love cause every time I shoot it is "air ball" so no choice don't have any luck (rate of scoring 1 out of 100 !!!). Next hobby is listening music, I love listening Music like R&B and Classical music YEAH! Watching drama is another hobby I have which recently the Hong Kong Drama in ASTRO On Demand that was really nice. Lastly, the last hobby of mine I think (I have not idea how many hobby I have) is reading book especially text book (oh men! give me a break!)
The most websites I visit is the Wikipedia, Google, Pro quest, YouTube, Face book, Friendster, animesuki, gougou, sogou, and so on...(too many website I have visit can't remember well the web page name)
For the purpose of visit Wikipedia, Google, and Pro quest is to do research in certain area because those website is an important sources to provide information in certain area, for the Wikipedia the accuracy of the information might be some problem but the problem come from where I have not idea...
YouTube, face book, and Friendster are the most youngster (like me) like to visit website for purpose of socialize and watch some video at the YouTube for FREE and also learn how to solve the RUBIK Cube by watching those video post in the YouTube.
For animesuki, gougou, and sogou are the website for downloading the movie and music for FREE!
As a Conclusion, this is my introduction hope u enjoy our blogs and we will bring u more about the e-commerce topic in future.
About ME >>Yap Chi Guan
Hi all~!!My name is Yap Chi Guan, 21years old and i am from Serdang. Actually this is the first time i start to write a blog and i am pleasured that i can learn blogging from this E-Commerce subject. Blogging is also one of the tool that connecting people as what the Nokia slogan have stated. It help us keep in touch with friends.
Let's talk about my hobbies,I like to play online games, listen to songs, read and sometimes watch drama too. The websites that i most visited is haoting.com that allow me to enjoy the music, hotmail.com which allow me to share the latest information and various knowledge with friends.Besides that, i also enjoy the readnovel.com which provide a lots of e-books for me to read through when i am free.
Let's talk about my hobbies,I like to play online games, listen to songs, read and sometimes watch drama too. The websites that i most visited is haoting.com that allow me to enjoy the music, hotmail.com which allow me to share the latest information and various knowledge with friends.Besides that, i also enjoy the readnovel.com which provide a lots of e-books for me to read through when i am free.
Intro of Tong YC
Blogging is one of the ways to reach friends and others who is interested about me, who is me, Tong Yee Chui. One of the reason of starting blogging were the subject I am studying now, the E-commerce in year 3 sem 1. It gives an opportunity for me to have more motivation to learn about the outside world of E-commerce. I like to play online game, enjoy the music and songs rhythm, and sometimes watch Japan animation too. When comes to online, either than playing online game, the website I never missed to visit are the forums. For example,Cari, Bubbl3 and Jb-forum. The topic discussed in the forum always delighted me and geared up my interest to be more aggressive on searching what is happening in the society. Furthermore, websites such as youtube, friendster, public bank pages, google and yahoo were the most visited website in my daily life. Every month, I needed to enter the public bank website for money transferring and some checking activities. Youtube and friendster are the websites which I can use to search my favorite video clip and get connected with friends. Last but not least, google and yahoo are the most famous visited websites in my lists. It can be partly of my life when comes to searching information to complete the tasks and assignments given by the tutor.
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